I do not know if anyone else has noticed, but the economy kind of stinks right now. Congress can't even decide the best way to deal with it. Debates go on every day over how to fix it. The President has said that he will meet with Congress every day until they come to a resolution. I am currently in a recession at my house, and I am always trying to find a way to get out of debt. What is your economy looking like today? Check out this article from Yahoo Finance; maybe you will get some good ideas on dealing with credit cards.